How to get Credit card or Debit Card in Ethiopia ?

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4 min readMay 6, 2022

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How to get Credit card or Debit Card in Ethiopia ?

How to get Credit card or Debit Card in Ethiopia ?

Are you wondering how can i get credit card in Ethiopia ?

or maybe other country that credit cards aren’t available.

But The real question is can you get Credit or Debit Card in Ethiopia ? — — Yes you can !

Here we will see the 2 ways that you can get a credit or debit card from Ethiopia .

but first what is a Credit card ?

A credit card is a payment card issued to users to enable the cardholder to pay a merchant for goods and services based on the cardholder’s accrued debt.

now! the problem is Credit card is not available in some countries SO we have 2 alternative ways to use get your self a credit card and these are …

1 Payonner

2 Hule Cards

Payonner & hule cards

1. Payoneer:

Payonner is a Digital Payment gateway everywhere. From borderless payments to boundless growth,

Payoneer promises any business, in any market, the technology, connections and confidence to participate and flourish in the new global economy. Powering growth for customers ranging from aspiring entrepreneurs in emerging markets to the world’s leading digital brands, Payoneer offers a universe of opportunities, open to you.

payonner gives us a big oportinity to get master card from anywhere in the world But using Payonner also have its own pros and Cons.

Pros of using Payonner

  • It is operating in around 200 countries with 150 local currencies.
  • It offers free payments between Payoneer accounts.
  • It provides a custom invoices facility and allows for payment requests from individual clients.
  • The Payoneer customer support system is robust and includes email, live chat, and phone support.
  • Many available services
  • Fast money transfers
  • Mobile + web

Cons of using Payonner

  • There are high card transaction fees.
  • It is not a supported payment method and acts as an obstacle for e-commerce operations.
  • It adds a currency conversion charge of 2% for international transactions. It also charges an annual fee for usage of Master card.
  • For the most part you have to deposit 100$ to get the master card but to transfer that money you have have other payment gateways or credit or debit card that takes you back to wondering how to get them first soo…

Is Payoneer Safe?

Payoneer is a legit US company registered as US Money Service Business (MSB). It has been in operation since 2005 and certified at PCI Level 1 Data Security Standard, which implies that they need to uphold their networks and systems with a high-level standard of security. Furthermore, it is registered with the Financial Crimes Enforcement Network(FinCEN) of the US and files Suspicious Activity Reports (SARs) regularly as a part of compliance to improve its platform and customers’ security.

They have implemented physical security and data integrity procedures. They also update their protocols to avoid data loss due to unforeseen incidents. Besides that, implemented virus detection systems and firewalls protect the access points to prevent tampering and hacking. Further, they are also subject to compulsory comprehensive IT systems PCI audit.

The sophisticated anti-hacking techniques and firewalls safeguard the transactions to prevent phishing, theft, and fraud attacks. Further, it also sends business and account changes notifications through email, and any unusual transaction is immediately brought to the customer’s notice via email.

2. Hule Cards

This is the Secound way that we can get a credit or debit card in Ethiopia or other countries where this service is not available.

Hule cards is another payment gateway platform that offers Visa and Mastercard virtual debit cards issued by American, British and Canadian banks.

Hule Cards Provide 3 option of Cards

  • Credit Cards
  • Debit Cards
  • Prepaid Cards

Hule Cards Credit Card

The bank account to which such a card is linked belongs to the card holder and payments using borrowed funds are accepted, so the card account may be in deficit.

Hule Debet Credit Card

These cards are also tied to the bank accounts of their owners but payments are possible only through the funds that the card holders deposited on the account beforehand i.e. the card account balance remains always positive.

Hule Prepaid Credit Card

Such cards are linked to the accounts of their issuers (banks, as a rule) and payments are limited to the amount of money equal to the card nominal value and paid at the time of purchase.

This is the only type of cards which may be passed on to third parties since they are not tied to their holders’ accounts. It should be noted that gift cards available on sale in some countries can also be only prepaid.

also Hule Cards have 2 plans for 6 months and 3 years

RegularPremium$9.99$19.99

Hule Cards are the best even better than payonner beacouse you can use it almost anywhere soo my recommendation is to go with Hule Cards

How to get start using Hule Cards

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